An extra pair of eyes on your money

Talk to your money.

You don’t have to look. Arc looks for you, and tells you what changed, what’s due and what’s safe to spend.

Open Arc Watch a week with Arc

Read-only bank access · Every number links to the receipt · $99/year, no ads

Example messages from Arc, one per moment:

  1. Rent goes out tomorrow. Arc: Heads-up: rent, $1,850, goes out tomorrow. You’re covered.
  2. The gym crept up $5. Arc: Your gym quietly went up $5 a month. It’s $44.99 now.
  3. Payday hasn’t landed. Arc: Your paycheck usually lands by now. If it’s late, checking dips to $180 before your phone bill.
  4. A trial bills Friday. Arc: Heads-up: your Hulu trial turns into a $17.99 charge on Friday.
  5. Wait. Charged twice? Arc: Netflix charged you $15.49 twice this week. Flag the second one?
  6. Dinner out tonight? Arc: Safe to spend until payday: $212. Dinner’s covered.

Bills and paychecks

Know before it hits.

A one-line heads-up before each bill, a warning when your balance is low before one, and a flag when a paycheck doesn’t land.

  1. Mon · 8:05 AM

    Payday hasn’t landed.

    Your paycheck usually lands by now. Arc tells you, and what it means for the bills ahead.

    Real app recording · example data

  2. Wed · 9:40 PM

    Rent goes out tomorrow.

    A one-line heads-up the day before, and the next two weeks of bills on Home.

    Real app recording · example data

Subscriptions and prices

Catch the forgotten subscription, and every price that creeps up.

Price changes, trials about to bill and double charges, flagged the day they show up.

  1. Tue · 2:20 PM

    The gym crept up $5.

    Every recurring charge in one list, and a heads-up the day a price changes.

    Real app recording · example data

  2. Sat · 10:15 AM

    Wait. Charged twice?

    Double charges and odd ones are flagged the day they land, each figure linked to its transactions.

    Real app recording · example data

No homework

You don’t have to look. Arc looks for you.

A short daily note.

Sent only when something matters, and quiet when nothing changed.

A weekly review on Sunday.

How the week went, in a few lines. Turn either one off any time.

No categorizing. Arc files transactions, spots duplicates and one-offs, and asks you only when it isn’t sure.

Safe to spend

One number: what’s safe to spend.

Safe to spend sits on Home. Ask “Can I afford this?” and get an answer built from your balances, bills and pay, every figure linked.

Real app recording · example data · the last few seconds play at 1.45×

Paid, private, read-only

Shows its work. Never sells yours.

  1. Every number links to the receipt.No number is typed by the AI. Every figure is a chip that opens its transactions.
  2. You approve every change.Nothing changes without your OK: a card previews exactly what it touches.
  3. Read-only bank access.Arc connects through Plaid and can’t move money.
  4. The AI keeps nothing.Zero-retention model endpoints only, never trained on your data. A privacy log shows what was sent.
  5. Never sold. No ads.One paid plan. Your data is never sold or shared.
  6. Delete means gone.Export everything any time. Delete your account and it’s gone.

Pricing

One plan, everything in it.

$99a yearAbout $8.25 a month

No ads, no upsells, never free, because free means you’re the product.

Less than four overdraft fees (the average is $26.77, Bankrate 2025).

Open Arc

Billing isn’t switched on yet. Paid plans open soon.

Chat with Arc on

  • WebNow
  • TextsComing soon
  • WhatsAppComing soon

Questions

Will it make up numbers?

No number is typed by the AI. Every figure comes from your data and links to the transactions behind it.

Does the AI keep my data?

No. Arc only uses model endpoints that store nothing, never trains on your data, and never sells or shares it.

Can it move money?

No. Bank access is read-only. Arc can recategorize, set budgets and make rules, and asks first unless you tell it not to.

What if a bank disconnects?

Arc tells you, and Home shows which bank stopped syncing.

Will it nag me?

One calm note when something matters, nothing when it doesn’t. Turn any routine off.

Ask Arc anything.

Link your accounts, ask your first question, and let Arc look for you.

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